Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. "However, some credit card companies define 'unauthorized charges' as charges made after your card has been lost or stolen, meaning that if your kids make purchases on your card without your knowledge, you are still liable for the charges.". Specifically, the Fair Credit Billing Act says that you should report unauthorized charges and other credit card billing errors to your card issuer within 60 days of the date the statement containing the error was submitted.. I called the number on the charge card and it said automated to go to this site If you remove the card without confirming, contact PayPal customer service to have the charge refunded. Poonkulali is also the author of CreditCards.com's bi-weekly "Fine Print" column. She has been an investor, entrepreneur, and advisor for more than 25 years. It may be unnecessary to go to such lengths, but if you suspect that someone has your account number and is making charges, you could protect yourself from future unauthorized charges. Contact your card issuer (by phone first) Follow up right away with a dispute letter. When parents approved a one-time purchase and entered their passwords, most were unaware that their child could continue to make purchases for 15 to 30 minutes without additional authorization. A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. The card issuer will investigate the issue, and you need not make any payments on the disputed amount while this is going on. Once you have the correct number for your credit card issuer, call to report the unauthorized charges. The fee starts at 49 cents for trades under $5, then gradually rises to $2.49 for trades up to $200. Consumer Alert: No more automatic refunds for skipped ports? , you have a few options: Asking your card issuer for a chargeback, reporting the merchant to any regulatory board that oversees them, or taking the merchant to small claims court. Dispute the charges with your credit card issuer. See more In addition to the FCBA protections, Visa, Mastercard and many credit card issuers offer
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