Thanks, we'll work on improving this article. Elan Financial Services provides credit card programs for 1,400 banks and other financial institutions, such as , To figure out if your credit card was issued by Elan Financial Services on behalf of the bank or credit union where you applied for it, check out the cards terms and conditions. Hard inquiry: If you applied for a credit card from your bank or credit union and have a hard inquiry on your credit reports from Elan Financial Services, its possible the card actually is offered by Elan Financial Services on behalf of the bank or credit union you applied through. Due to a catastrophic divorce (at the age of 65, retired and on a fixed income with the inability to be hired for employment as soon as they calculate my age of 71) I fell into many scams. Thank you for this information please convey this information to AARP or to seniors via Medicare/ Social Security. Terms from A-Z Search the CreditCards.com glossary for every credit-related term from "account holder" to "zombie debt." Select a letter for alphabetized terms and definitions. If you pay a close attention to the description, you should see your last 4 digits of card number is listed at the same item. Once these compani3es have account information they will use it to continue to be paid for products no longer wanted nor needed. Once you have an idea of who it might be, contact them directly. She got a letter from Cardmember Service in Fargo, North Dakota saying someone opened a credit card in her name using a California address. I am seeing charges CARDMEMBER SERV WEB PYMT 140821 ***********5566 EASTMAN,BRANDON J. Reply to the text with "Redeem" to use your earned rewards as a statement credit for the purchases. Jamestown ND 58401 This came out of my bank account was not authorized $75.00 Please look into this, Please, I want my money back into my account, I not given permission to take money from my account, thank you, I got a charge from them on 3-24-2016 for $35 I keep getting calls I can tell is a recording saying "because of serious criminal actions being taken against me", I need to call a phone number they give but it doesn't say why. Just present your chip-enabled debit card wherever Visa is accepted. They charged 1,000 to one cc and 500 to the other without my consent. And if you see fraud in your community, you can help stop it by reporting it to the FTC at ftc.gov/compaint. The end result is I can no longer access my account on line. * To receive this one-time bonus, you must spend at least $1,500 in qualifying net purchases (purchases minus credit and returns) within the first 90 days of account opening. One day I found 7 charges to my debit card of $50 each for a total of $350 by some company called Ali Express. This has happen to with this company named Max Lend they just tried to with drawn a large amount of funds from my account. Earn interest on the money in your secured savings account. This information is very helpful. In that case, the creditor listed for the account wouldve been updated to the new company. Compensation may factor into how and where products appear on our platform (and in what order). If you believe that you've been defrauded, please report it to the FTC at www.ftc.gov/complaint. Technology is destroying usgood luck. Many of the scams that occurred in 2010, 2011 came from those countries. Visa Debit and Credit Cards | Bank Forward